Rates, Terms, and Conditions

Rates, Terms, and Conditions Disclosure: The following rates are estimates and do not constitute an offer of credit. The lenders on the RaptorFi platform offer student loan refinance fixed rates ranging from 3.85% - 11.85% (3.85% - 11.85% APR). Student loan refinance variable interest rates offered by the lenders on RaptorFi range from 4.86% - 13.34% (4.86% - 13.34% APR). Variable rates will fluctuate over the term of the borrower's loan.

The maximum variable rate on a student loan refinance loan is the greater of 21.00% or Prime Rate plus 9.00% or limitations specific to the lender financing the loan. Rates are subject to change at any time without notice. Your actual rate may be different from the rates advertised and/or shown to you when checking your personalized rates and will be based on factors such as the term of your loan, your actual credit score, financial history (including your cosigner’s (if any) financial history, actual credit score, and credit report), lenders specific underwriting criteria and other items found on your credit report. Rates are shown with all applicable discounts offered by the lender, such as rate reductions for automatic payments.

Each lender’s terms and conditions will vary, so it is important to read each lender’s disclosures. Additionally, lenders may have loan minimum and maximum requirements, degree requirements, educational institution requirements, citizenship, and residency requirements as well as other lender-specific requirements they use when determining if they will refinance your current student loans or a portion of them.